Compare what two salaries are actually worth after 2026/27 tax and your own monthly costs. We do not guess your lifestyle or use opaque city indices.
Estimated monthly spending power
After estimated Income Tax, NI and the monthly costs entered above.
£433.30 / month
£753.30 / month
Use the housing cost you would genuinely pay in each location. Add council tax, utilities, commuting, food, childcare and regular lifestyle spending. Use the same assumptions on both sides for a fair comparison.
Net pay uses our 2026/27 take-home pay engine, including separate Scottish rates. This comparison excludes pension, student loans and benefits; use it as an estimate rather than financial advice.