£12.50 an hour a year
On a 37.5-hour week, £12.50 an hour is £24,375 a year before tax and £1,756 a month after Income Tax and National Insurance.
Before tax
£24,375
a year · £2,031 a month · £469 a week
After tax
£1,756
a month · £21,070 a year · £405 a week
37.5 hours a week, paid for 52 weeks (paid holiday included). You keep about £10.80 of each hour.
£12.50 an hour at different hours
England, Wales and Northern Ireland rates, no pension or student loan.
| Hours a week | A year before tax | A month after tax | A week after tax |
|---|---|---|---|
| 16 | £10,400 | £867 | £200 |
| 20 | £13,000 | £1,073 | £248 |
| 25 | £16,250 | £1,268 | £293 |
| 30 | £19,500 | £1,463 | £338 |
| 35 | £22,750 | £1,658 | £383 |
| 37.5 | £24,375 | £1,756 | £405 |
| 40 | £26,000 | £1,853 | £428 |
| 45 | £29,250 | £2,048 | £473 |
The tax on £12.50 an hour, full-time
- Income Tax: £2,361 a year, £197 a month, after the £12,570 Personal Allowance.
- National Insurance: £944 a year, 8% of earnings above £12,570.
- In Scotland, take-home pay is £1,759 a month — £40 a year more, because Scotland sets its own Income Tax bands.
£12.50 and the minimum wage
£12.50 is £0.21 an hour below the National Living Wage of £12.71, so it is below the legal minimum for anyone aged 21 or over. It is above the £10.85 minimum for 18 to 20 year olds.
| Legal minimum from April 2026 | An hour | A year, 37.5 h/week |
|---|---|---|
| National Living Wage (21 and over) | £12.71 | £24,785 |
| 18 to 20 | £10.85 | £21,158 |
| Under 18 and apprentices | £8.00 | £15,600 |
Source: GOV.UK, National Minimum Wage and National Living Wage rates.
How £12.50 an hour compares
Over 90% of full-time employees in the UK earn more than £12.50 an hour, excluding overtime: the lowest-paid tenth earn up to £12.93. The full-time median is £19.67 an hour. Source: ONS Annual Survey of Hours and Earnings, 2025-provisional.
Jobs where the typical full-time hourly rate is close to £12.50
Median hourly pay excluding overtime, full-time employees, ONS ASHE 2025-provisional.
Questions about £12.50 an hour
How much is £12.50 an hour a year?
On a 37.5-hour week, £12.50 an hour is £24,375 a year before tax (37.5 hours × 52 weeks), £2,031 a month or £469 a week.
How much is £12.50 an hour after tax?
About £21,070 a year, £1,756 a month or £405 a week in the 2026/27 tax year, after £2,361 Income Tax and £944 National Insurance — £10.80 for each hour worked. That assumes full-time hours, no pension contributions and no student loan, in England, Wales or Northern Ireland.
Is £12.50 an hour above the minimum wage?
£12.50 is £0.21 an hour below the National Living Wage of £12.71, so it is below the legal minimum for anyone aged 21 or over. It is above the £10.85 minimum for 18 to 20 year olds.
How much is £12.50 an hour part-time?
On 20 hours a week it comes to £13,000 a year before tax and £1,073 a month after; on 30 hours, £19,500 a year and £1,463 a month.
Is £12.50 an hour a good wage in the UK?
Over 90% of full-time employees in the UK earn more than £12.50 an hour, excluding overtime: the lowest-paid tenth earn up to £12.93. Source: ONS Annual Survey of Hours and Earnings (2025-provisional). The full-time median is £19.67 an hour.