£12.71 an hour a year
On a 37.5-hour week, £12.71 an hour is £24,785 a year before tax and £1,780 a month after Income Tax and National Insurance.
Before tax
£24,785
a year · £2,065 a month · £477 a week
After tax
£1,780
a month · £21,364 a year · £411 a week
37.5 hours a week, paid for 52 weeks (paid holiday included). You keep about £10.96 of each hour.
£12.71 an hour at different hours
England, Wales and Northern Ireland rates, no pension or student loan.
| Hours a week | A year before tax | A month after tax | A week after tax |
|---|---|---|---|
| 16 | £10,575 | £881 | £203 |
| 20 | £13,218 | £1,086 | £251 |
| 25 | £16,523 | £1,285 | £296 |
| 30 | £19,828 | £1,483 | £342 |
| 35 | £23,132 | £1,681 | £388 |
| 37.5 | £24,785 | £1,780 | £411 |
| 40 | £26,437 | £1,880 | £434 |
| 45 | £29,741 | £2,078 | £479 |
The tax on £12.71 an hour, full-time
- Income Tax: £2,443 a year, £204 a month, after the £12,570 Personal Allowance.
- National Insurance: £977 a year, 8% of earnings above £12,570.
- In Scotland, take-home pay is £1,784 a month — £40 a year more, because Scotland sets its own Income Tax bands.
£12.71 and the minimum wage
£12.71 is the National Living Wage, the legal minimum for workers aged 21 and over from April 2026.
| Legal minimum from April 2026 | An hour | A year, 37.5 h/week |
|---|---|---|
| National Living Wage (21 and over) | £12.71 | £24,785 |
| 18 to 20 | £10.85 | £21,158 |
| Under 18 and apprentices | £8.00 | £15,600 |
Source: GOV.UK, National Minimum Wage and National Living Wage rates.
How £12.71 an hour compares
Over 90% of full-time employees in the UK earn more than £12.71 an hour, excluding overtime: the lowest-paid tenth earn up to £12.93. The full-time median is £19.67 an hour. Source: ONS Annual Survey of Hours and Earnings, 2025-provisional.
Jobs where the typical full-time hourly rate is close to £12.71
Median hourly pay excluding overtime, full-time employees, ONS ASHE 2025-provisional.
Questions about £12.71 an hour
How much is £12.71 an hour a year?
On a 37.5-hour week, £12.71 an hour is £24,785 a year before tax (37.5 hours × 52 weeks), £2,065 a month or £477 a week.
How much is £12.71 an hour after tax?
About £21,364 a year, £1,780 a month or £411 a week in the 2026/27 tax year, after £2,443 Income Tax and £977 National Insurance — £10.96 for each hour worked. That assumes full-time hours, no pension contributions and no student loan, in England, Wales or Northern Ireland.
Is £12.71 an hour above the minimum wage?
£12.71 is the National Living Wage, the legal minimum for workers aged 21 and over from April 2026.
How much is £12.71 an hour part-time?
On 20 hours a week it comes to £13,218 a year before tax and £1,086 a month after; on 30 hours, £19,828 a year and £1,483 a month.
Is £12.71 an hour a good wage in the UK?
Over 90% of full-time employees in the UK earn more than £12.71 an hour, excluding overtime: the lowest-paid tenth earn up to £12.93. Source: ONS Annual Survey of Hours and Earnings (2025-provisional). The full-time median is £19.67 an hour.