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2026/27 tax year · HMRC rates

£13 an hour a year

On a 37.5-hour week, £13 an hour is £25,350 a year before tax and £1,814 a month after Income Tax and National Insurance.

Before tax

£25,350

a year · £2,113 a month · £488 a week

After tax

£1,814

a month · £21,772 a year · £419 a week

37.5 hours a week, paid for 52 weeks (paid holiday included). You keep about £11.16 of each hour.

£13 an hour at different hours

England, Wales and Northern Ireland rates, no pension or student loan.

Hours a weekA year before taxA month after taxA week after tax
16 £10,816 £901 £208
20 £13,520 £1,105 £255
25 £16,900 £1,307 £302
30 £20,280 £1,510 £348
35 £23,660 £1,713 £395
37.5 £25,350 £1,814 £419
40 £27,040 £1,916 £442
45 £30,420 £2,119 £489

The tax on £13 an hour, full-time

  • Income Tax: £2,556 a year, £213 a month, after the £12,570 Personal Allowance.
  • National Insurance: £1,022 a year, 8% of earnings above £12,570.
  • In Scotland, take-home pay is £1,818 a month — £40 a year more, because Scotland sets its own Income Tax bands.

£13 and the minimum wage

£13 is £0.29 an hour more than the National Living Wage of £12.71 — 2% above it, or £565 a year on a 37.5-hour week.

Legal minimum from April 2026An hourA year, 37.5 h/week
National Living Wage (21 and over) £12.71 £24,785
18 to 20 £10.85 £21,158
Under 18 and apprentices £8.00 £15,600

Source: GOV.UK, National Minimum Wage and National Living Wage rates.

How £13 an hour compares

£13 is more than about 11% of full-time employees in the UK earn an hour, excluding overtime. The full-time median is £19.67 an hour. Source: ONS Annual Survey of Hours and Earnings, 2025-provisional.

Jobs where the typical full-time hourly rate is close to £13

Median hourly pay excluding overtime, full-time employees, ONS ASHE 2025-provisional.

Questions about £13 an hour

How much is £13 an hour a year?

On a 37.5-hour week, £13 an hour is £25,350 a year before tax (37.5 hours × 52 weeks), £2,113 a month or £488 a week.

How much is £13 an hour after tax?

About £21,772 a year, £1,814 a month or £419 a week in the 2026/27 tax year, after £2,556 Income Tax and £1,022 National Insurance — £11.16 for each hour worked. That assumes full-time hours, no pension contributions and no student loan, in England, Wales or Northern Ireland.

Is £13 an hour above the minimum wage?

£13 is £0.29 an hour more than the National Living Wage of £12.71 — 2% above it, or £565 a year on a 37.5-hour week.

How much is £13 an hour part-time?

On 20 hours a week it comes to £13,520 a year before tax and £1,105 a month after; on 30 hours, £20,280 a year and £1,510 a month.

Is £13 an hour a good wage in the UK?

£13 is more than about 11% of full-time employees in the UK earn an hour, excluding overtime. Source: ONS Annual Survey of Hours and Earnings (2025-provisional). The full-time median is £19.67 an hour.