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2026/27 tax year · HMRC rates

£18.50 an hour a year

On a 37.5-hour week, £18.50 an hour is £36,075 a year before tax and £2,458 a month after Income Tax and National Insurance.

Before tax

£36,075

a year · £3,006 a month · £694 a week

After tax

£2,458

a month · £29,494 a year · £567 a week

37.5 hours a week, paid for 52 weeks (paid holiday included). You keep about £15.12 of each hour.

£18.50 an hour at different hours

England, Wales and Northern Ireland rates, no pension or student loan.

Hours a weekA year before taxA month after taxA week after tax
16 £15,392 £1,217 £281
20 £19,240 £1,448 £334
25 £24,050 £1,736 £401
30 £28,860 £2,025 £467
35 £33,670 £2,314 £534
37.5 £36,075 £2,458 £567
40 £38,480 £2,602 £600
45 £43,290 £2,891 £667

The tax on £18.50 an hour, full-time

  • Income Tax: £4,701 a year, £392 a month, after the £12,570 Personal Allowance.
  • National Insurance: £1,880 a year, 8% of earnings above £12,570.
  • In Scotland, take-home pay is £2,456 a month — £26 a year less, because Scotland sets its own Income Tax bands.

£18.50 and the minimum wage

£18.50 is £5.79 an hour more than the National Living Wage of £12.71 — 46% above it, or £11,291 a year on a 37.5-hour week.

Legal minimum from April 2026An hourA year, 37.5 h/week
National Living Wage (21 and over) £12.71 £24,785
18 to 20 £10.85 £21,158
Under 18 and apprentices £8.00 £15,600

Source: GOV.UK, National Minimum Wage and National Living Wage rates.

How £18.50 an hour compares

£18.50 is more than about 45% of full-time employees in the UK earn an hour, excluding overtime. The full-time median is £19.67 an hour. Source: ONS Annual Survey of Hours and Earnings, 2025-provisional.

Jobs where the typical full-time hourly rate is close to £18.50

Median hourly pay excluding overtime, full-time employees, ONS ASHE 2025-provisional.

Questions about £18.50 an hour

How much is £18.50 an hour a year?

On a 37.5-hour week, £18.50 an hour is £36,075 a year before tax (37.5 hours × 52 weeks), £3,006 a month or £694 a week.

How much is £18.50 an hour after tax?

About £29,494 a year, £2,458 a month or £567 a week in the 2026/27 tax year, after £4,701 Income Tax and £1,880 National Insurance — £15.12 for each hour worked. That assumes full-time hours, no pension contributions and no student loan, in England, Wales or Northern Ireland.

Is £18.50 an hour above the minimum wage?

£18.50 is £5.79 an hour more than the National Living Wage of £12.71 — 46% above it, or £11,291 a year on a 37.5-hour week.

How much is £18.50 an hour part-time?

On 20 hours a week it comes to £19,240 a year before tax and £1,448 a month after; on 30 hours, £28,860 a year and £2,025 a month.

Is £18.50 an hour a good wage in the UK?

£18.50 is more than about 45% of full-time employees in the UK earn an hour, excluding overtime. Source: ONS Annual Survey of Hours and Earnings (2025-provisional). The full-time median is £19.67 an hour.