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2026/27 tax year · HMRC rates

£18 an hour a year

On a 37.5-hour week, £18 an hour is £35,100 a year before tax and £2,399 a month after Income Tax and National Insurance.

Before tax

£35,100

a year · £2,925 a month · £675 a week

After tax

£2,399

a month · £28,792 a year · £554 a week

37.5 hours a week, paid for 52 weeks (paid holiday included). You keep about £14.76 of each hour.

£18 an hour at different hours

England, Wales and Northern Ireland rates, no pension or student loan.

Hours a weekA year before taxA month after taxA week after tax
16 £14,976 £1,192 £275
20 £18,720 £1,417 £327
25 £23,400 £1,697 £392
30 £28,080 £1,978 £456
35 £32,760 £2,259 £521
37.5 £35,100 £2,399 £554
40 £37,440 £2,540 £586
45 £42,120 £2,821 £651

The tax on £18 an hour, full-time

  • Income Tax: £4,506 a year, £376 a month, after the £12,570 Personal Allowance.
  • National Insurance: £1,802 a year, 8% of earnings above £12,570.
  • In Scotland, take-home pay is £2,398 a month — £16 a year less, because Scotland sets its own Income Tax bands.

£18 and the minimum wage

£18 is £5.29 an hour more than the National Living Wage of £12.71 — 42% above it, or £10,316 a year on a 37.5-hour week.

Legal minimum from April 2026An hourA year, 37.5 h/week
National Living Wage (21 and over) £12.71 £24,785
18 to 20 £10.85 £21,158
Under 18 and apprentices £8.00 £15,600

Source: GOV.UK, National Minimum Wage and National Living Wage rates.

How £18 an hour compares

£18 is more than about 42% of full-time employees in the UK earn an hour, excluding overtime. The full-time median is £19.67 an hour. Source: ONS Annual Survey of Hours and Earnings, 2025-provisional.

Jobs where the typical full-time hourly rate is close to £18

Median hourly pay excluding overtime, full-time employees, ONS ASHE 2025-provisional.

Questions about £18 an hour

How much is £18 an hour a year?

On a 37.5-hour week, £18 an hour is £35,100 a year before tax (37.5 hours × 52 weeks), £2,925 a month or £675 a week.

How much is £18 an hour after tax?

About £28,792 a year, £2,399 a month or £554 a week in the 2026/27 tax year, after £4,506 Income Tax and £1,802 National Insurance — £14.76 for each hour worked. That assumes full-time hours, no pension contributions and no student loan, in England, Wales or Northern Ireland.

Is £18 an hour above the minimum wage?

£18 is £5.29 an hour more than the National Living Wage of £12.71 — 42% above it, or £10,316 a year on a 37.5-hour week.

How much is £18 an hour part-time?

On 20 hours a week it comes to £18,720 a year before tax and £1,417 a month after; on 30 hours, £28,080 a year and £1,978 a month.

Is £18 an hour a good wage in the UK?

£18 is more than about 42% of full-time employees in the UK earn an hour, excluding overtime. Source: ONS Annual Survey of Hours and Earnings (2025-provisional). The full-time median is £19.67 an hour.